Ten Decisions

What if just ten decisions—not your budget, not your habits, not your hustle—actually determine the wealth and life you build? Most people obsess over the small stuff: productivity hacks, spending apps, and time management. Meanwhile the choices that truly shape a financial life—how you earn, what you own, whom you trust, and what stories about money you inherited without asking—get left to inertia, social pressure, and chance. Ten Decisions flips that priority on its head. Drawing on decision science, behavioral economics, and the real stories of ordinary people who quietly built fortunes, it reveals the root decisions that separate a well-built life from a stuck one—and gives you a clear, humane path to making them well. Inside, you'll discover: - How the money story you absorbed in childhood silently drives your adult financial behavior—and how to rewrite it - Why your paycheck will never make you wealthy, and how to build an income-producing engine instead - The real difference between assets and liabilities—and the comfortable lies in between - The five mental walls of fear, cynicism, and identity that keep money out of reach - A practical 90-day blueprint to step off the earn-spend-adapt treadmill for good - How to raise a financially literate family and pass on habits, not just money Stop optimizing the trivial. Master the few decisions that actually build your life.